Chrisman Commentary - Daily Mortgage News
The Chrisman Commentary podcast provides daily insights into the mortgage industry, covering market trends, capital markets, and regulatory changes. Hosted by Robbie Chrisman, each episode delivers expert analysis and industry perspectives on the forces shaping housing finance. Whether it’s mortgage rates, lending news, or economic shifts, the podcast offers a clear, concise breakdown of the most important developments. More at www.chrismancommentary.com.
Chrisman Commentary - Daily Mortgage News
Latest Episodes
9.15.26 Around the Industry; FirstClose’s Adam Nicholson on Cycle Times; Treasury Yield Patterns
Driven by near-year-high interest rates and a lack of borrower incentive, a broadening slowdown in MBA mortgage applications is being led by a sharp, government-borrower-led decline in refinance activity that could ultimately drag monthly gross...
9.14.26 Consumer Strength; mLoop's Ellen Duncan on LO Movement; Fed Week
Despite consumer challenges, housing demand remains resilient, with record homeowner equity and rapidly growing borrowing activity increasingly being captured by nonbanks, creating a widening competitive and operational gap for traditional bank...
9.11.26 Prepayment Speeds; Agile's Greg Vacura on TBA Trading; CPI Inflation
August prepayments strengthened the view that the 2026 refinance wave has peaked, with Fannie 30-year speeds falling 12 percent to 7.1 CPR and Ginnie II also slowing, leaving subdued near-term runoff and greater extension risk, while higher-cou...
9.10.26 Credit Score Models; UWM's Mat Ishbia on Growth Strategy; Treasury Technicals
Private mortgage insurers say they are operationally and financially prepared for the transition to VantageScore 4.0, but lenders will need to ensure their systems correctly identify and transmit the new credit-score model, while uncertainty ar...
9.9.26 Conforming Loan Limits; Curinos' Ken Flaherty and Rich Martin on Market Trends; Specified Payups
Rocket is again getting ahead of FHFA by raising conforming loan limits early, potentially to around $853,400, giving lenders a competitive opportunity to capture incremental agency volume and pull borrowers from jumbo financing while weighing ...
