Chrisman Commentary - Daily Mortgage News
The Chrisman Commentary podcast provides daily insights into the mortgage industry, covering market trends, capital markets, and regulatory changes. Hosted by Robbie Chrisman, each episode delivers expert analysis and industry perspectives on the forces shaping housing finance. Whether it’s mortgage rates, lending news, or economic shifts, the podcast offers a clear, concise breakdown of the most important developments. More at www.chrismancommentary.com.
Chrisman Commentary - Daily Mortgage News
Latest Episodes
8.14.26 Wages Versus Inflation; UpPayment recipient Tiffany Bauldwin on Home Ownership; Treasury Demand
Homeownership remains fundamentally tied to stable employment and household cash flow, yet with prices up 23 percent versus 22 percent wage growth since 2021, many households are losing purchasing power despite higher nominal incomes, underscor...
8.13.26 Home Affordability; Hometap's Jeff Glass on Home Equity; Specified Pool Execution
Mortgage secondary execution is increasingly a value-optimization exercise rather than a simple Agency versus non-Agency decision, as growing non-Agency investor demand can make private execution more attractive even for loans that qualify for ...
8.12.26 Non Agency Production; Angel Oak's Tom Hutchens on Non QM; Technology and Information Intersection
The rise of non-Agency and equity lending reflects a fundamental shift in the borrower and economic landscape: record home equity, widespread sub-5 percent mortgage rates and the lock-in effect, high consumer debt, and a growing number of mortg...
8.11.26 Conference Chatter; Redwerk's Konstantin Klyagin on AI Governance; Bond Directionality
There's a widening divide among mortgage lenders as higher rates and a purchase-driven market reward strategic flexibility. Robbie interviews Redwerk's Konstantin Klyagin on how AI in mortgage lending must be governed as an entire decision-maki...
8.10.26 Earnings Season; CMBA's Paul Gigliotti on Advocacy; Spreads and Gains
Second-quarter mortgage earnings highlighted a widening divide between lenders adapting to a prolonged purchase-driven, higher-rate market, and those struggling with weaker volumes and profitability, reinforcing that the winners will ultimately...
