Chrisman Commentary - Daily Mortgage News
The Chrisman Commentary podcast provides daily insights into the mortgage industry, covering market trends, capital markets, and regulatory changes. Hosted by Robbie Chrisman, each episode delivers expert analysis and industry perspectives on the forces shaping housing finance. Whether it’s mortgage rates, lending news, or economic shifts, the podcast offers a clear, concise breakdown of the most important developments. More at www.chrismancommentary.com.
Chrisman Commentary - Daily Mortgage News
Latest Episodes
9.11.26 Prepayment Speeds; Agile's Greg Vacura on TBA Trading; CPI Inflation
August prepayments strengthened the view that the 2026 refinance wave has peaked, with Fannie 30-year speeds falling 12 percent to 7.1 CPR and Ginnie II also slowing, leaving subdued near-term runoff and greater extension risk, while higher-cou...
9.10.26 Credit Score Models; UWM's Mat Ishbia on Growth Strategy; Treasury Technicals
Private mortgage insurers say they are operationally and financially prepared for the transition to VantageScore 4.0, but lenders will need to ensure their systems correctly identify and transmit the new credit-score model, while uncertainty ar...
9.9.26 Conforming Loan Limits; Curinos' Ken Flaherty and Rich Martin on Market Trends; Specified Payups
Rocket is again getting ahead of FHFA by raising conforming loan limits early, potentially to around $853,400, giving lenders a competitive opportunity to capture incremental agency volume and pull borrowers from jumbo financing while weighing ...
9.8.26 Vantage Adoption; PCV Murcor's David Schiffmayer on UAD 3.6; CPI and PPI
FICO shares fell 17 percent after FHFA Director Bill Pulte immediately expanded mortgage-lender access to rival VantageScore, intensifying competition and raising concerns about FICO’s dominance and credit-bureau pricing. Robbie interviews PCV ...
9.4.26 Aging Borrower Population; RETR’s Steven Wynands on Datasets; Payrolls Friday
The world is aging at an unprecedented pace, with the U.S. share of adults 65+ projected to rise from 18.9 percent in 2025 to 23.4 percent by 2060, signaling major long-term implications for lenders, investors, and retirement-focused financial ...
