Chrisman Commentary - Daily Mortgage News
The Chrisman Commentary podcast provides daily insights into the mortgage industry, covering market trends, capital markets, and regulatory changes. Hosted by Robbie Chrisman, each episode delivers expert analysis and industry perspectives on the forces shaping housing finance. Whether it’s mortgage rates, lending news, or economic shifts, the podcast offers a clear, concise breakdown of the most important developments. More at www.chrismancommentary.com.
Chrisman Commentary - Daily Mortgage News
Latest Episodes
10.15.26 Demo Day; Polunsky Beitel Green's Andy Duane and Tye McWhorter on DSCR; Wholesale Inflation
The MBA’s 2026 policy roadmap proposes targeted administrative and regulatory changes to improve housing affordability without congressional action, including reducing GSE credit-reporting and pricing costs, lowering FHA mortgage insurance prem...
10.14.26 Credit Scoring; Owen Lee on MBA; Restrictive Financial Conditions
The mortgage industry is increasingly adopting VantageScore 4.0 as FHFA reforms expand its use in Fannie Mae and Freddie Mac lending, potentially improving credit access and reducing borrowing costs for some consumers. Major lenders are impleme...
10.13.26 National Storylines; nCino's Casey Williams on Process Friction; Incoming Data
The mortgage industry is balancing technological optimism with growing concerns about privacy, accountability, and leadership. As AI tools like AddyAI demonstrate the potential to streamline underwriting, resolve documentation issues, detect fr...
10.12.26 MBA National Storylines; Saul Ewing's Jason McElroy on the Telephone Consumer Protection Act; Bond Markets Closed
The housing and mortgage industry faces a mix of long-term opportunity, near-term affordability challenges, and economic uncertainty. With 132.7 million occupied U.S. housing units and approximately 72 million children under 18 representing fut...
10.9.26 Economic Strength; Floify's Maggie Swanson on Customizable Loan Apps; Prepayment Data
While U.S. stock market strength remains concentrated in the highly profitable "Magnificent Seven" tech companies, mortgage demand continues to weaken, with September 2026 funded volume down 15% year over year and 10% month over month as retail...